Quote:
Originally Posted by RGold
Yes you are.  
Recent changes in the law in most states allows for merchants to surcharge for credit card purchases as long as the surcharge is disclosed on the receipt. The semantics may differ but in essence it is ok to give discounts for not using credit cards or paypal.
The point you are missing is that it's fine to charge less for non credit card purchases, just accept checks, cash, money orders etc.
However, using PaypalF/F in this manner is a violation of the user agreement, pure and simple. Is that fraud or theft, I leave up to lawyers.
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I guess we both just violated the agreement then.