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Remember the axiom, that over time, every card will eventually reside in the highest grade holder possible. In other words, assume that any card you buy has already been reviewed and resubmitted by the previous owners who like you want higher grades.
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I agree with everything but this. Sometimes it is not cost feasible to crack cards out and pay the company again to grade the same card again. Sure, I have had cards that I thought were undergraded (same as everyone else, I am sure). Instead, I just put them up for sale, make a comment that the card appears to be undergraded and move on. Everyone has eyes, and I include big scans. They get bid up to where they need to be (not always, but usually).