110% Agree with pawpaw's run down.
To me, it is like this...
SGC is for the collector. If you are looking to have a card graded, or want to buy a graded card for your collection, and have no interest in selling.
PSA is for the investor. If you are looking to have a card graded, or want to buy a graded card, with selling it down the road in a few years.
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