Quote:
Originally Posted by ooo-ribay
I have thought about insurance more than once but in the end have decided if I ever have a theft or fire, I will just move on (and maybe end my addiction).
I can just imagine the conversation with an adjuster re: my Mays gamer....
Them: "it's a what? Oh, a bat. And it's cracked? And you say it's worth how much???" 
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Coverage is surprisingly inexpensive, to the point of being a no-brainer, and does provide some peace of mind.
And with a company that specializes in this type of thing, your cracked bat scenario will not come to be realized.