Todd,
I agree. If a seller is selling something and I want it enough, I will pick up the fees if they ask for "FF/Gift." IMO, truth be told not only is the seller skirting the T&C but they are asking the buyer to as well. They want instant access to the funds from a confirmed source for free - sure beats waiting for a check, then waiting for it to clear, etc (that's the service part you are paying for). I think that if a seller doesn't want to pay the fees the right thing to do is to offer other payment methods.
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