My goal from the start (30 years ago) was a clean, crease-free vg/ex to ex set. Although I have about a dozen I would like to upgrade, that is basically where I am at. My cards technically grade from vg/ex to nm, but they have similar eye-appeal. The set was almost entirely raw, except for a few of the bigger name HOFs. About six or seven years ago I got all the HOFs and scarcities graded. The HOFs average about ex+ according to PSA. The commons are still in the binder, which I enjoy. This has worked for me.
JimB
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