Also, based on Taylor's actually reading of the TOS, it looks like my own observations (based on personal experience over 16 years of buying/selling on eBay) is technically incorrect. The options from the drop-down on the "Mark Item As Paid" menu are likely intended for those categories where requiring cash/check/MO payment is allowed.
I would suggest though that eBay does not go out of its way to police the payment method used on the back end. I frequently get messages to the effect of "do you accept checks/money orders?" which could have been blocked by eBay in the same way that they block messages containing e-mail addresses or block listings mentioning those as payment options. There also isn't any problem with marking an item as paid with one of those methods that was listed in a category that shouldn't have qualified for them.
I guess at that point, they would be hampering the buyer rather than the seller if the buyer insists on using those payment methods, and eBay has never been one to turn away any sell made within their system as long as the buyer is happy and eBay is collecting their fees.
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