If you have sufficient sales volume with Paypal ($10k+ per month) you can also get your PP fees down to $0.30 + 2.2% per payment received.
So at best, with an eBay Store, Top Rated Seller status, and $10k+ per month Paypal transaction volume, you can get your fees down to $0.30 + 9.4% per transaction.
You really have to keep on top of it to maintain that 20% discount though. Your average, low-volume seller is going to pay $0.30 + 12.9% per transaction. And in both cases, the percentage applies to any shipping fee you charge as well.
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