Quote:
Originally Posted by 4815162342
I agree totally with your last statement, that neither party is entitled to any protection by PayPal for using PayPal gift, money owed, etc. But just because you choose not to pay for that protection and use another service that is offered free of charge, does not mean that it is fraudulent to use it. I have not had one single issue in either sending or receiving money and cards on the Net54 BST without any third-party guarantees/protection (other than shipping insurance). Would I ever send money via PayPal gift to anyone I did not know? Of course not.
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From the paypal terms of use (to which all users have agreed):
“Personal Payment” means amounts sent between two individuals (not to or from a business) without a purchase. Examples of Personal Payments include sending a gift to a friend, or paying a friend back for your share of a lunch bill."
And:
"4.1 Receiving Personal Payments.
If you are selling goods or services, you may not ask the buyer to send you a Personal Payment for the purchase. If you do so, PayPal may remove your ability to accept Personal Payments."
It's thus a breach of your terms of agreement with paypal.