Thank you for the great response Steve.
The 2 different views on the Bill Ripken Web site are from Sean the card owner who writes reports all the time for work and spent a lot of time on what you read.
The other opinion is mine. It was just a quick response to Jon the site owner when he asked my opinion on the card because of my knowledge of altered/counterfeit cards. When I wrote it I had no idea it was going to end up on his site or I would have done a much better job explaining stuff.
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