Quote:
Originally Posted by ngrow9
Zone,
Some free advice to take or leave as you see fit:
1) Don't spend money until it is actually deposited in your bank account.
2) Always have savings of at least 6 months salary in reserve for emergencies. If you have to use some of these funds, replenish them before buying any extravagances. Never spend this money on cards or memorabilia.
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This is awfully good advice.