Huh...touchy subject.
I followed "if I don't have the money, I cant buy it" for years with everything.
Last fall I broke it...while outta work. I had been hired but had a couple weeks before I started my new job. The opportunity came along to get the CJ Jax as a beautiful mid-grade for the price Id expect to pay for a rough poor one. So I talked to the wife, she begrudgingly said pull the trigger and I did. The plan was to have it paid off by the end of march...I actually borrowed against myself at 0.25% monthly penalties...that was 4 months ago, life has really gotten in the way and I still owe most of my debt. Ive sold more of my cards than I ever planned, w/o regret. But I will never do this again, ever ever ever. I just don't like the feeling of "owing", especially for cardboard. My penalty for this decision will only cost me a couple hundred dollars in the end, but I absolutely hate it...plus you're not in the hobby anymore as you're in debt. To buy cards now, I have to sell cards (I'm just about to sell my t205s and t206s...cards I didn't think Id ever sell). I love my card but have debated selling many times to end this...but it looks very nice in its display. To each their own, be careful, attitudes change.
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