Wow Joe...I guess I didn't think the $30 total I have invested needed me to take out a 2nd mortgage..

A normal binder is 6.99 and $14 for the sheets so I am trying to figure out how $10 more bucks on a slower moving almost custom binder is gouging? Anyway, to each his own...I'd have payed $60...this topic has come up MANY times and "this easy to find item" has never been mentioned, at least not lately or what I could find searching old posts. Like I said, just sharing...