Warning - do not meet this guy in person.
Seriously, if he is willing to meet you in person, and we already know that he does NOT have the card, nothing good can come from such a meeting. My best guess is that he's desperate for money (bad drug deal, gambling, who knows?) and this is a random shot he's taking. You knock on his door and there's no telling what's waiting for you.
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$co++ Forre$+
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