I have been told that the 3 strike roll is rarely implemented and buyers are generally not suspended for getting more than 3 strikes. Usually it is a warning until it becomes a habit over a short time.
In your case, it is my understanding that 3 transactions on the same day using the same payment method count as 1 transaction for the buyer however for the seller those 3 transactions count as 3 transactions with regards to the Detailed Seller Ratings.
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