Hi Zach-
Sorry about your situation, I hope it all works out for the best.
Without going into my own issues, I haven't gone backwards in the hobby but have become stagnant. I have medical problems, and I cannot pick up cards like I used to (for the moment). This may sound stupid, BUT- try pretending that you don't have any cards. Pretend they don't exist. It will force you to figure out another option, and in the end you will still have your collection
(that's what I do).
Good luck-
Sincerely, Clayton