ROTFL at the insurance company covering it! I'm an attorney, and I often wonder why insurance companies even bothering having a claims department, since they basically never pay any claims. I haggle with these scumbags every single day over totally valid claims that they incessantly refuse to pay.
Their "policy" (pardon the pun) is merely to collect premiums, pay the CEOs tens of millions, drop a few hundred million more on advertising (geico anyone), then tell all the poor proletatians with the nerve to file a claim to go pound salt. It's like smashing your head into a brick wall trying to squeeze so much as a nickel out of them.
That said, I do feel for you, I'm a huge Mel Ott/NY Giants fan. I think Ott's early death kind of killed his legacy as a "household name," since he didn't live to see Mantle, Mays, Aaron etc. break his record and join the 500 HR club.
He also played for a forgotten team (i don't consider SF the "real" Giants), and he was overshadowed even in his prime by Dimaggio, Ruth, Williams etc).
Also he gets knocked for the "Polo Grounds" effect and that his HR were "cheap," which is NOT true.
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