I've had a moisture problem once with a psa holder. It was a cold rainy day and i had a card delivered that day. After unpacking it in the warm house, the case started to fog up on the inside. It did finally go away and it was only a $10 card but the point is, if you can have moisture, you can have fungus. Not sure if thats the case with the card in question since it looks to be one of the newer holders.
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