Ebay's "Money Back Guarantee" vs "Purchase Protection Program"
 

What is the difference between the two for cards now? The info on their site isn't easy to muddle through.

Based on the recent change that began on July 29, 2021, it appears that cards are still eligible for their "money back guarantee" (with a valid reason) as long as a return was initiated within 3 days, regardless of whether or not the seller accepts returns.

But since the "purchase protection programs" don't apply for cards now, I'm not totally clear about the current situation.