Personal Safety
 

I woke up very early this morning after not being able to sleep. As I have ventured back into collecting for the past 5.5 years, the purchases have added up over time.

I live in a pretty nice neighborhood. The average income is probably 3x-5x the national average and the homes are commensurate to this income level. We have occasional teenage vandals, but no issues with theft or break-ins.

While I have enjoyed my collecting journey and do not want it to end, I also do not want to put my family at risk.

At the same time, if I would have to keep the collection off site, that would be a bummer as well. The joy that i receive my from my collection is looking at it, touching it, smelling it, showing it to friends. I am basically a 10 year old kid and these were the cards that I looked at in the display cases and was told to move my hands so that I didn't get fingerprints on them. If I can't enjoy them, then my collection is no better than another part of my investment portfolio that sits at another location as well.

I am not sure why this suddenly overwhelmed me this morning. I am obviously being vague with storage details, but I would love any feedback (in terms you can explain or PM) that helps you to alleviate any concerns so that you are able to feel safe while still enjoying your collection.

When I had more into my collection than I should have I kept most of it in a Bank Safe Deposit box that was just a few miles away. I had 99% of my stuff online so I could see it all of the time. And every few weeks or so I would go down and play with them for a few hours. I always felt safe doing it that way. I couldn't have afforded to lose it all. I am too old to start over :)>
.

I have my sets in binders on display on a bookcase. But, my nicer graded cards are elsewhere in a nondescript box. You could put your best cards in a cereal box in the pantry or a shoe box in your wife's closet, or anywhere if you want to keep them on site. I assume you have an alarm system, so this limits the amount of time thrives have. If they can't find them, they can't steal them. And if they do, you know it was someone you showed your stuff to.

Luckily, we cardboard collectors are not as obvious as targets as those who may collect more liquid items. Most thieves look for items they can convert to easy cash like electronics and silverware.

I'm not saying the risk of having high-dollar cards on site is non-existent. I just feel that common sense precautions are 'usually' enough.

I keep my high-dollar cards in fire-proof safes covered from view. While Leon uses his safe deposit box to hold his, I prefer to keep mine closer. Of course, I live in a gated community and am not a well-known collector.

I do have images of some of my favorite cards on this forum, so I don't have to expose those cards very often.

Like Leon, however, I do like to get them out and 'play with them' occasionally and feel like that is an essential part of ownership.

.

I live in a similar neighborhood. I keep most of my stuff in safes. To prevent anyone from even considering entering my home though, I have security cameras (both interior and exterior) and an alarm system. It cost me about $1000 for the cameras (Arlo) and $750 for the security system (Simplisafe). Fortunately, both systems are designed so you can install them yourself, my city reimbursed me for half the cost of the security cameras, I get a discount on my home owner's insurance from having the alarm, and the alarm system is the only thing with a monthly fee and it's pretty reasonable (~$15).

I am confident no one could get my cards if they entered my home, but the added layer of protection, and the signs warning about it, make me rest a little more comfortably. Most of our break ins are teenagers from the local high school looking for electronics, and those kids will likely choose a neighbors house.

Fire proof Safe. (I worry more about fire) Closet. Dog. Gun. Not necessarily in that order.

Sent from my SM-G935P using Tapatalk

Anything of value is in my safe deposit box as well. You never know who may try to nick your priceless treasures. When I was a kid we got burgled by a “friend” of one of my stepbrothers who took a shine to some of the jewelry and other valuables in the house. I learned a valuable lesson - pun intended!

Like milkshake said...a fireproof safe, a dog, and a .44.

Although I live in a good area with a crime rate among the lowest in the city, I am 15 minutes away from an adjacent city among the highest. The burglaries in my neighborhood are all transient crimes, especially given the contrast in neighborhoods.

I had a neighbor whose housekeeper stole a couple hundred grand in gold and antiques because they cased her joint while cleaning and knew when she wasn’t at home. Poor lady was widowed and an antiques dealer, which left her broke.

That said, my wife doesn’t work and always home with the kids. Which concerns me more than my cards. In this case, a bolted safe for my valuables susceptible to common theft and a safety deposit box for my higher dollar stuff that could put my family in danger. For those not with me, I take a picture of them as Leon suggested.

Works for me. Allows me to look at my cards while also knowing there isnt anything too big in my house.

This

I could handle the loss and use milkshake’s advice (although my wife wants to get a Yorkie and I am not sure that helps much). I’ll take my chances when I am home. But the family is always on my mind.

Thanks for the feedback. It had given me a lot of ideas and security measures that I had not considered

Safe deposit box for the best stuff.

Giant home safe for the next most valuable stuff: http://www.libertysafe.com/safe-fran...afes-ps-6.html

And many of these around your house: https://www.sigsauer.com/store/p320-...full-size.html

Will a sigsauer open the safe if I forget the combination?

Not if you leave the gun in the safe...:p

But Jeff said just leave the sigsauers around the house. This conceivably could help the thieves open the safe, so they wouldn’t risk back injury trying to remove it.:p:p

I've solved this problem by not having any high value cards. Seriously though, the thieves really are mostly interested in quick money - so cash, gold, etc. Most people wouldn't know a valuable card if they saw one. My home was burglarized several years ago. My Gold coins were gone but all my cards were layed out neatly by the thieves on the sofa and coffee table like they enjoyed looking at them, but they didn't take any of them.

Vault
 

I keep mine in the vault at the bank. They're all pictured on my PSA Registry sets so I can look at them anytime I want. A home safe is just a way for a crook to hold a gun to my daughter's head and demand the combination.

I have an ungraded 52 set with in mid range with both Mantle versions in sheets in binders. Maybe I should take the 52 Reprint set I also have and put it in a binder next to it. Then, if a thief looks them over he will think, " Wow, I am taking the good looking shiny one"

Al, this should be moved to the divorce poll! :p

Sleep At Night
 

Invest in a “state of the art” alarm system & waterproof/fireproof gunsafe ($2-$3K). Now you can sleep well! 👍

For those who are suggesting keeping guns in the house to protect your valuables: you may get robbed when you are not home. A very good safe, or a safe deposit box, is strongly recommended.

As a stay at home dad, I can assure you that your wife works plenty. 🙂

+1. Someone needs to invent a fire/water proof cereal box

As soon as the security alarm goes off, what they will be doing is looking down the barrel of a .357 magnum. I sleep lightly, and in Michigan, at least, a homeowner has every right to plug an intruder in the night.

Regards,

Larry

I prefer a 9mm. Less recoil, more accurate and less deadly. But also less stopping power. So, yes if you want to plug the intruder, a 357 mag is a beast.

First thing is to get insurance on them and then get a fireproof safe that bolts to the floor then a 9mm just for a little extra protection.

9mm hollowbpoints work just fine

I heard a story about 15 years ago about a guy whose house was broken into and robbed back in the '70s. The thief stole some valuables, but didn't touch the T206 Wagner card. Probably didn't know what it was. :D

One thing that my late father always stressed was that NEVER EVER let anyone know what you have. Period..

My "security" is having a really big collection that's mostly junk.
Only have a few minutes? Good luck picking the right box. Odds are you get the late 80's Donruss, or the 81 Topps, or the "draft picks" sets....

No but 1 or 2 $30 magnets will.:D

I collect those too!

I have that same type of collection. That and a 90 pound pit bull that barks at everyone. Even if you come to my house daily he will bark at you till you pet him. He is an amazing guard dog because of his bread and his barking. Worst attack dog ever though. One pet and the barking stops and he is your best buddy. If you have a treat he might even show you to the good cards.:D

You collect hockey puck magnets or are you a asset relocation specialist?

I'm only interested in magnetic pole reversal - although I've been relocated more than once:D

Most thieves will look in the obvious places- bookshelves, closet shelves, freezers, top drawer of a bureau and the such. I use my laundry hamper. It does not hold a lot, but it is good for a decent number of small items. I line mine with a trash bag, but you could also use a regular laundry bag. Put the items on the bottom and put the laundry bag on top. No one would think of going through dirty laundry to look for something. I like the black plastic trash bags. When there is nothing in the hamper you cannot tell there is something in the bottom. That is where I keep my passport and some other items. A small fireproof box will also fit in the bottom. If you have a work bench in the basement it would be easy to built a hidden compartment below the work surface. Hinge a face board for the front and put storage draws behind it. A detached or semi-detached garage will also work for hiding items. People would think you are just working on your car or lawnmower or at workbench.

What do you collect Bruce?
 

:D

Two years ago I helped my oldest son move from Chicago back to Georgia. He told me of a neighbor that had some nice cars in his garage. We walked over to see a very very nice full size early 60's Dodge drag car. It was immaculate!! The owner didn't want to crank it because he was afraid the wrong person would know he had something worth stealing. :(

Possible Solution....
 

Get one of those electric fences that shock you if you pass a certain point. Turn it on at night and it should take care of any late night creeps.

Not sure of the legalities? Perhaps Jeff or Peter could give that angle?

I have seen people prosecuted for things like that, Toby. I think it's crazy and a thief gets what they get but the law can be tricky (ask any lawyer.)
We actually built a secret room in our house, when it was being built, where we put a 1200 lb jewelers safe (brought in by tow truck). And, that said, I still put my most valuable cards in a bank safe deposit box. All it would have taken is someone knowing what I collect coming to the door with a gun. Then a safe is useless if you value your life.

I keep my most valuable cards off site however before I take them away I make a copy of them life-size on good photo paper and that copy goes in my plastic sheets in my albums. You would be amazed at how lifelike the copies are, they look exactly like the card, my card, with every little crease and flaw. Works great!!! This way your cards are safe, but you can still "look" at them.

At what value does the Safety Deposit Box kick in ? Value a Safe kicks in ?

No but it will help a home invasion robbery crew convince you, your wife and your children to open the safe: once they overpower you and get hold of one of the guns, they just put the muzzle to the nearest skull and you open the safe for them.

A safe deposit box for the hard to replace stuff is the way to go. Yeah, it is kind of like visiting your cards in jail, but that's the trade-off. The stuff that can be replaced easily, just insure it and don't sweat it. It's just stuff. If someone breaks in and steals those cards, my insurer pays for them. Or refuses to pay and then eventually pays for my new house with the bad faith judgment I'll nail them for. I'm flexible on that point :)

I'm going out on a limb here but my guess is that if some home invader forced his way into my house because he heard I have a safe, he's probably going to be pretty disappointed when he sees its full of baseball cards.

It looks like some of you folks on here have been watching too many Clint Eastwood movies lately! If somebody does break into your home, chances are it will probably be empty. Majority of thieves out there do not want any confrontations. In other words, they want to go in, take the stuff, and go out.

That's a problem right there. When you show off your collection to your friends, then they are going to go out there and tell others (and then those people will tell others). Do you want 200 people to know that you own a valuable collection? Best thing to do is never share it with anyone except for a few very close family members. I always show my cards to my mother. :)

It kind of sucks, but I hesitate sharing with many people for that reason. Don't want to be at a party someday and hear from some dude who heard from someone who heard that I possibly have x, y, and z. "Oh, your into cards. You know who else is....."

I think they would just pay you, Adam. No one wants a bad faith judgment lawsuit against them!!
I will reiterate how stress free having a bank safe deposit box is.

I don't have any of what most here would call "high dollar" cards but some are in that category to me :o. A couple of years ago I asked for insurance quotes for my collection and found that a safe deposit at $120 annually is a much better option for me. True, it will hold only a finite number of cards so I only keep my better ones there.
As for safes I remember that most have a limited length of time protecting it's contents from heat from a fire.

The safe deposit box kicked in for me when I picked up a T206 Plank. But with the current rise in prices, I would start when I got a Cobb Green. :)

I was once the executor of an estate where estate papers were in box in a bank vault that flooded. Fortunately when water receded the box in question was above the water line. But half the boxes were flooded for an extended period and all paper items in them destroyed. Fire and earthquakes can be other issues. FDC and banks typically exclude coverage of box contents such that you need separate coverage if you want/need it.

http://r.search.yahoo.com/_ylt=A0geJ...1CbPsLVSWZau8-

I wonder if there are statistics as to the number of bank vaults that have suffered fire, flood and/or earthquake damage. :rolleyes:
ALR-bishop, thanks for reminding us of the pitfalls with safe deposit boxes.

I took a box out this week for the first time in lower Manhattan. As I was finalizing the deal the dude casually mentioned that the entire room he walked me through was flooded in Sandy and how although they've added precautions, if he was me and heard a big storm was coming would probably come collect his stuff. Gee, that explains why there was no wait to get a box at this particular bank.

Hiding Places...
 

for those of you with 20mins to kill...


https://www.youtube.com/watch?v=iw-q5k5TIPA

God only knows how many cards were lost to fire over the decades. Allegedly the only known T206 sheets went in a fire

As I rode by my bank yesterday I made a point to see if it was in danger of a flood. To my relief the bank sits on top of a rise, and my box is abut 3' off the floor.:)

I would find another bank box.

What about insurance?
 

Doesn't anyone carry collectible insurance? Wouldn't that cover any loss? I suppose I'm wondering if I'm wasting my money on that insurance.

Insurance is an absolute necessity, in addition to the other precautions already discussed in this thread.

In fact, I'd probably put things in this order of importance:

1) Private Insurance
2) Safety Deposit Box (above ground level, and not at a bank that has flooded in the past)
3) Quality Home Safe
4) Home Security System
5) Dog, Gun, etc

6) A well hidden spot in your house. :eek:

If someone committed a bank robbery and took my safe deposit box it would have sucked, when I had most of the value of my 1st collection there. Other than that I have never bought insurance for my cards. I have enough insurance payments already.
* That all said, I would do whatever helps you sleep best at night.

.

someone mentioned being worried about a flood at their banks safety deposit box. this is a valid concern.

we put our safety deposit box items in the large 2 or 5 gallon size ziploc type plastic bags. i think they are sold at target and walmart as bags to put clothes in?? or??? i forget exactly. are they water tight? i think so.

a friend lost some important and valuable papers via flood of their banks safety deposit box. they had no protection.

water in banks happens more often then you would think. just because your bank is on a hill doesn't protect you from a broken pipe!! in the building. or a fire that triggers the sprinklers in the buildings.

large plastic zip locks are cheap and easy to use and take up very little space in your box when your items are inside the bag.
good luck