Originally Posted by thecatspajamas (Post 1992529)

Adam, double-check the info on eBay's page regarding the new fees for Stores sellers. The reduced 11.5% fee rate only applies to Basic stores and above (i.e. Basic, Premium, Anchor, and Enterprise). Starter stores (the lowest tier which costs $4.95/month with a subscription) are charged the same 12.35% fee rate as those without a store subscription.

With a store, Basic level and up:
https://www.ebay.com/help/selling/se...e-fees?id=4809

With a Starter store or without a store:
https://www.ebay.com/help/selling/se...e-fees?id=4822

Originally Posted by thecatspajamas (Post 1992536)

Dave, the links I posted above with the fee structures taking effect in July indicate there is an international fee of 1.65% assessed (on top of the 11.5% or 12.35% fee) if the buyer's registered address is outside of the U.S. It does not appear to matter if the delivery address is domestic (i.e. if they are using a re-shipper or having delivered to a friend), as it is based on their registered address, not the delivery address. That would make this portion of the fee slightly higher than Paypal's 1.5% international fee tacked onto the base rate, though if you're seeing a slight benefit under Managed Payments otherwise, the slight 0.15% increase may be offset.

Related to this, there is a "currency conversion charge" which, upon re-reading that portion, would appear to apply only "when you list on an eBay site with a listing currency different to your payout currency." I had previously thought this applied when the buyer funded their purchase with a different currency than you used, but in re-reading it, this would appear to only apply where, for instance, me being based in the United States, if I were to list on the eBay UK site and make a sale, eBay Managed Payments would charge me a fee to convert those British Pounds to U.S. Dollars for my payout. The currency conversion charge would not appear to apply if a buyer in the UK logged onto the U.S. eBay.com site and made a purchase. I would keep an eye on this once the new fees go into effect though, as it would not surprise me if eBay showed U.S. sellers' listings to users logged into international eBay sites (without them actively seeking to list on those sites), and wound up charging the currency conversion percentage to the U.S. seller on the back-end. If they do charge it, the "currency conversion charge" is stated as being "3% applied on a base exchange rate. The base exchange rate is based on rates within the wholesale currency markets on the conversion day or the prior business day."

Originally Posted by D. Bergin (Post 1992541)

Yup, it's a slight uptick.

Same with basic store owners. Right now I'm paying a 9.15% in final value fees (not 10%). Running those same numbers this transaction will cost me a little bit more then it used to.

Ebay has run their numbers. It's like a casino. In the end, it's always in their favor. Except Ebay doesn't stay settled on the same percentage skim, and then just work to increase their volume.

The percentages are always going up, from year to year to year, in some way shape or form.

That's not inflation.....that's just taking a bigger piece of the pie.

Originally Posted by AddieJoss (Post 1992860)

Can you post how a current store pays more in the new system? I’ve looked at this many ways to determine and it looks like a lower cost at every level.

Originally Posted by D. Bergin (Post 1993051)

Running Adam's example in post #78, his $300 BIN at 9.15% I came up with $37.78 in total fees including Ebay and Paypal

His managed payments calculation came up with $38.52 in total fees, with the 11.5% vig. That's not taking into account, Adam's actually going to fall into the 12.35% category as Lance mentioned above, but not relevant to this example.

Granted it's not a huge difference, but it is what it is, and it will add up.

That also doesn't take into account, about 56 cents in savings on the Ebay bill portion of that transaction, by paying with a secondary source at the end of the month, instead of Ebay taking their cut directly out of the initial transaction, as they have indicated they are going to begin to start doing.

Again, not a huge deal in the grand scheme of things, but Ebay has never made me feel real good about anything they've done in the last 15 years, so why start now.

:D

Originally Posted by thecatspajamas (Post 1992270)

It seems counter-intuitive to provide fewer features for the Business account than the Personal one, but my advice if you are setting this up would be to start with the Personal account for Paypal and add the optional debit card (which has no fees for most purposes, unless you're using it for cash withdrawals at an ATM or bank), and setting up Managed Payments to dump to your Paypal account should be relatively easy to accomplish from that point. I'm currently waiting for a response from Paypal Help for how those with Business accounts should proceed (the automated system did point me to the answers for Personal account users, but had no answers for my particular circumstance). Failing that, I guess I'll be looking into what it takes to downgrade to a Personal account, though if I recall correctly, that in turn would cause issues for anyone having Working Capital loans through Paypal.