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Old 06-02-2009, 12:43 PM
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Default O/T ebay Paypal question

Does anyone know if I am allowed to say that I take only Paypal E-checks for an item I sell on ebay, in my listing? This would be in the vintage card category...I looked on payment options and it didn't say yea or nay.....
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Old 06-02-2009, 12:50 PM
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David Goff
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I don't normally take e-checks so I am not for sure, but would eBay care if you do? As long as you take paypal, would they really care.

Unless there is no fee for e-checks...
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Old 06-02-2009, 12:56 PM
timzcardz timzcardz is offline
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No, you are required to accept card funded payments.


http://pages.ebay.com/help/policies/...-payments.html
Quote:
Sellers who offer PayPal as a payment option in their eBay listings (either via logos or through text in the item description) must accept card funded payments.
Quote:
Listings Not Allowed:

“I accept PayPal but do not accept credit card payments through PayPal”
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Old 06-02-2009, 01:03 PM
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Default Tim

That's not quite what I meant. Honestly I might want to sell a few things before our next auction to raise money but don't care for the high Paypal rates. Taking a Paypal e-check is only $5....though I know I have to wait for the money, which is fine. I wonder if I could put "Paypal E-check preferred"?
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Old 06-02-2009, 01:54 PM
danmckee danmckee is offline
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e checks are great cause there is no paypal fee except $5 1 time charge no matter how large the item! I say go for it, great idea Leon, Dan.
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Old 06-02-2009, 02:06 PM
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David Goff
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I think there is an option to only accept e-checks. Maybe not...
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Old 06-02-2009, 02:53 PM
timzcardz timzcardz is offline
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Quote:
Originally Posted by Leon View Post
I wonder if I could put "Paypal E-check preferred"?
I don't think that there is any policy that prohibits making such a statement in the listing, however, by policy the buyer must still have the option to pay via a credit card.

There is a limit, I think $10K, at which point PayPal may require that a buyer pay via echeck rather than credit card.

Particularly with higher priced items the credit card does provide the buyer an additonal layer of protection/recourse, and therefor comfort in use. In contrast it does provide the seller with higher fees and angst.
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Old 06-02-2009, 04:33 PM
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Greg Schwartz
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There used to be a filter in the Paypal profile section to exclude payments made by credit card but now in the overly friendly buyer environment, that ebay is fostering, that is not a possibility.
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Old 06-02-2009, 05:31 PM
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I email Paypal customer service about the $5.00 echeck fee a few months ago. They said it was no longer an option. Same rates as the regular Paypal. Was that wrong?
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Old 06-02-2009, 07:20 PM
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Default $5:00 for e-check with a premier account

Quote:
Originally Posted by egbeachley View Post
I email Paypal customer service about the $5.00 echeck fee a few months ago. They said it was no longer an option. Same rates as the regular Paypal. Was that wrong?
Not quite:

"Fees for receiving eCheck payments will not exceed $5.00 USD per transaction"


There is still an e-check option (as above) that is only $5 for business or premier accounts. With enough (not really a whole lot) of transactions you automatically become "premier", I believe. I know I never did anything and got premier status...

https://www.paypal.com/us/cgi-bin/we...g-fees-outside
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