What card did you never think you'd own, but now you do?

[z28jd]

Originally Posted by Rhotchkiss

You should have taken the Plank.....

I didn't like owing money, so at the time I remember having something like a dollar left to my name at the end of that first month of paying off the Magie because I gave everything to my dad. I couldn't picture five years straight of that same scenario each month. I would have actually paid it off sooner because my financial situation got better about a year or so later, but I didn't know that at the time.

I should have been a little more clear when I said I had a $200-300 card budget each month. I literally had a $200-300 budget each month for anything after I paid my bills, I just always spent it on cards, so there was nothing to cut back on to help pay it off quicker.

Would have been nice to get the Plank, but I don't regret it.

[Sean]

Originally Posted by z28jd

I didn't like owing money, so at the time I remember having something like a dollar left to my name at the end of that first month of paying off the Magie because I gave everything to my dad. I couldn't picture five years straight of that same scenario each month.

I completely understand. This seems like a rational approach. But in my case I went for the Plank. It took me two years to pay it off.