Grading: What do you do

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Posted By: Kelly

I am very new at submitting cards for grading. I have several t206 cards that I will be selling and I know that grading is the way to go when selling. I have visited both SGC and PSA websites and see that a card under $500 is one rate and cards over $500 are another rate to have them graded.
Several of the T206 cards book in NM for around $900 and $275 in EX. I think they might grade a 7, but on a bad day who knows maybe a 5.
What have some of you done in this situation when submitting?
Do you just value the card at $499 and hope it comes out worth more, or do you just value it at the max and pay for the better level of service?

Thanks for the input
-Kelly