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  #1  
Old 02-22-2005, 03:29 PM
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Posted By: tbob

Just came back from the bank where I rented a large safe deposit box and put all my complete sets and many of my slabbed cards in it. As I complete a set, it goes in the box. I will miss the enjoyment and ease of being able to look at them whenever I want, too much weirdness is going on and I have to admit I have become a tad paranoid.
The experience of Ben and reading the post from Adam put me over the top.

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Old 02-22-2005, 03:50 PM
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Posted By: Bottom of the Ninth

Bob,

I tried doing that and while it is far less expensive and possibly more secure, for the past 6 years I have opted for a 970 lb fire/burglar rated safe and an insurance policy in order to have the convenience of having the stuff accessible at any given moment. Kind of takes the fun out of owning the stuff if you can't actually look at it.

Greg

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Old 02-22-2005, 04:05 PM
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Posted By: barry arnold

Bob and Greg,
I have the safe, the safe deposit box, and the insurance and find myself
feeling ok about having some access to the cards.
I don't think we're paranoid, just sensible, as philosopher Alasdair
MacIntyre says, in a world where the barbarians are not only 'at our borders'
but 'have been governing us for some time.'


best

barry arnold

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Old 02-22-2005, 04:08 PM
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Posted By: robert a

I know there have been plenty o' posts on this subject before greg and barry, but did you guys go through your reg. insurance for a collector's policy or to an alternate co.?
thanks.
robert

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Old 02-22-2005, 04:24 PM
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Posted By: JimB

I currently keep my more valuable cards in a safety deposit box which is luckily only a few blocks from my home. They don't seem to mind that I come in fairly regularly to pull things out or put things back. I have thought of going Greg's route and getting a huge safe and insurance, but have not done it yet.
JimB

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Old 02-22-2005, 05:14 PM
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Posted By: Bottom of the Ninth

Robert

I use http://www.collectinsure.com/ and highly recommend them. The cost for a policy for a personal collection is nominal. The policy for business inventory is much higher.

The one drawback to these policies (maybe all are this way) is that only cover for cost of the inventory.

Greg

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Old 02-22-2005, 05:21 PM
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Posted By: Scott Forrest

I hate to think what a pain it will be to move.

Fortunately I only have a $500 card collection, so no insurance is necessary.

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Old 02-22-2005, 05:35 PM
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Posted By: robert a

thankyou greg.
robert

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Old 02-22-2005, 05:57 PM
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Posted By: barry arnold

Hi Robert

you can get a rider through your homeowner's insurance policy that is
reasonable--at least mine is, through Hartford.
i checked Greg's insurer via the website he offered and it also looks
quite good-- in fact, it's enticing me a bit.

all the best

barry arnold

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Old 02-22-2005, 07:26 PM
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Posted By: Bottom of the Ninth

I have had to file 2 claims on my business policy and they paid out immediately and without any hassle.

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Old 02-22-2005, 07:49 PM
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Posted By: barry arnold

greg,
for personal policy, does one have to send in scans of cards with appraisals. doing that was a bit time consuming for me.

thanks in advance for the help

best

barry arnold

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Old 02-22-2005, 07:59 PM
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Posted By: Jeff Lichtman

I got a rider to my homeowner's insurance policy; however, they suggested that I have pictures of my cards along with an appraisal. Can I pay any dealer on the board a fee to give me an appraisal of my collection?

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Old 02-22-2005, 08:54 PM
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Posted By: Josh K.

Its my understanding that the insurance company used by Greg does not require pictures or an appraisal for personal collections.

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Old 02-22-2005, 09:04 PM
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Posted By: Bottom of the Ninth

I gave them 2 dated inventory lists (one for business inventory and the other for the personal collection). It included the card issue and player, the grade (since all of my stuff is graded that limited the subjectivity) and the amount I paid for each card. For the personal coverage they require you to schedule seperately any card that cost more than 5k.

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Old 02-22-2005, 09:13 PM
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Posted By: Josh K.

Greg,

When you say that one drawback is they only cover the cost of the inventory, are you referring to the business coverage? My understanding was they covered replacement cost for any stolen/destroyed cards.

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