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#1
12-28-2016, 04:08 PM
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Collectibles Insurance
How much is too much?
Years ago, when my collection was much more modest, I had a Collectibles rider added to my insurance. $60 annually for $5,493 declared value. I now have individual cards worth more than that. I live in a gated community and the cards are in fire-proof safes hidden from view. I have always felt fairly secure with my situation, but after showing the collection to family members over the holidays, I was urged to at least look into the cost of having them fully insured. The quote I got is $1,200 annually for $159,869 declared value, with steps down if a deductible was included. What do you think? Thanks in advance for your input -Raymond
__________________
. "A life is not important except in the impact it has on others lives" - Jackie Robinson “If you have a chance to make life better for others and fail to do so, you are wasting your time on this earth.”- Roberto Clemente 
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#2
12-28-2016, 04:19 PM
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I have had a collectibles policy for 14 years through the Travelers Insurance Company administered through the Thomas Finkelmeir Insurance Agency in Wapokeneta OH.
I have been very pleased with the rate and deductible options and the easy application and the coverage process. Also adding or subtracting items on the policy is very easy to do. I took a $10,000 deductible and full coverage for my collection. I just believe insurance coverage is just part of the cost of this hobby. PM if you want more specifics. Last edited by Klrdds; 12-28-2016 at 04:20 PM.
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#3
12-28-2016, 04:21 PM
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__________________
My avatar is a sketch by my son who is an art school graduate. Some of his sketches and paintings are at https://www.jamesspaethartwork.com/ He is available to do custom drawings in graphite, charcoal and other media. He also sells some of his works as note cards/greeting cards on Etsy under JamesSpaethArt.
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#4
12-28-2016, 04:41 PM
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Quote:
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#5
12-28-2016, 05:13 PM
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That is very high!
Jeff
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#6
12-28-2016, 05:16 PM
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I know we've talked insurance a lot- but has anyone made a significant claim and actually had it paid out?
__________________
Matt Bub13@aol.com Always looking for 40k Kork Grip Bats, Babe Ruth, Honus Wagner, Ty Cobb, Lou Gehrig and Joe Jackson Bats & Gloves http://oldbaseballbats.webs.com/
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#7
12-28-2016, 05:24 PM
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Does anyone have any experience with these guys? Ever tried to make a claim?
Apologies, seems like Matt, Ben and I were posting around the same time. Last edited by Stampsfan; 12-28-2016 at 05:25 PM.
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