Does Paypal force insurance when payment is made?

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Posted By: Fred C

I won an item on ebay ($150). The shipping charge was set at $4. There was an optional insurance charge offered at $2.60. When I did the paypal check out the payment forced a $3.60 insurance payment, it was not optional.

I'm not here to piss and moan about a dollar or two but if it's optional in the item description, how can paypal force a "required insurance" charge?

Is this something that paypal forces into the payment or is it something the seller has to include.

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Posted By: Robert Klevens

I set my Ebay lots as insurance optional. Nobody is forced to pay for insurance when they pay with Paypal. Maybe the seller changed it to insurance required?

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Posted By: Steve

The seller did that not paypal.

Steve

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Posted By: D. Bergin

The seller might have it set as a default. It might be optional if it's under a certain amount and mandatory if it's over a certain amount.

They also might have it set up from a previous item they wanted to include mandatory insurance for and forgot to set it back to optional for your item. A simple E-mail to them might clear it up.