You buy a product at the 6 months free interest. The interest accrues but you are not charged it unless you fail to pay back within 6 months. Same as 12 and 24 month interest free promotions. The problem with the 6 months free interest is if you have any other outstanding PayPal purchases the bank pay whoever they want first.. You have to stay on that. Been through what you have been through. If you have any other outstanding purchases I would advise you to make payments over the phone and tell them where you want your payments to be allocated.
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Tony Biviano
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