I think it's best to find a person you trust that knows what they are doing. None of the company's seem to know what they are doing. Every week it's one thing or another with any of the major ones.
There are independent experts in all areas that I would trust before ever giving money to any of the company's.
PLUS, all your getting is a OPINION, it holds no value and if they are wrong, you out your money, so either way your screwed.
Use your head...
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