Quote:
Originally Posted by Peter_Spaeth
Imagine if Packs bought a house and the seller reneged before the closing, and refunded the deposit. It was still the seller's house, right? No harm no foul., right?
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We're not talking about a deposit. We're talking about an item paid in full. Let's say Packs buys the house, closes, the deal is funded and then the seller changes his mind and wants to unwind the deal? Is it still the seller's house to do so? No, because it was PAID for. Same with the card. It was paid in full. Once the card is paid in full, it becomes the buyers regardless if it's still in the seller's possession or not.