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David VarghaAdam is correct. If the seller posts clear front and back scans and if he discloses any hidden flaws not detectable by the scans, then it is a very reasonable policy. But if the policy is in effect with anything less than full disclosure as stated, then it is only in place to take advantage of an unsuspecting buyer. Now at a card show, the policy is clearly fair because the buyer has ample opportunity to assess the card. Of course, material mistakes such as incorrect information on the flip would make the policy invalid.
DavidVargha@hotmail.com