I think Barry's point is spot on...atleast for me. I always spend more on cards than I ever intended to in the first place. Then I'll look at my checking account and I wonder why I can never get ahead...or save as much as I want...because I surround myself with stuff!
I'm trying to get away from my "spending" mentality...because stuff isn't really that important to me in the grand scheme of things. Don't get me wrong...I love my cards...but I just put them in a shoebox! I'm changing my spending/saving to reflect what is important...people...and life experience!
just my 2 cents...
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