A thought-provoking thread...good reading.
I continue to believe that folks should not be criticized for how they spend their money and that the buyer of the James card has assumed a significant downside risk. It may well be that cards of manufactured scarcity from the 1930s also pose a downside risk but it seems to me to be a lesser risk and for a different reason -- aging (and so on) of we baby-boomers.
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