[nolemmings]

I do not have the card. It was shipped on Wednesday and has not arrived. The grade as reported on the website was 0-T. I phoned SGC and was told it was trimmed along the top edge. I submitted it in the GAI holder. I expect to receive it in the GAI holder.

Frank, you love taking things out of context. No and again, the holder is insignificant and essentially meaningless. SGC could send the damn thing back to me unholdered with a written report that it is authentic and unaltered and that would suffice--they just do not offer that service, to my understanding.

I did not seek a refund because the card was a m101-4. I seek a refund because I received a damaged card, one that has been altered. And vintagetoppsguy, your comment that I cannot "prove" that it was trimmed because two TPGs have differing opinions is simply incorrect. It is either trimmed or it is not. I accept that I would bear the burden of proving the trim. Surely if everyone on this forum and SGC examined the card and concluded that it was trimmed you would not adhere to the notion that I "lose" because GAI didn't agree.

I acknowledge that a numeric grade is subjective and there should be no guarantees that a "7" is indeed a nm card. That does not excuse the grading company's basic obligation to confirm that a card is authentic and unaltered. Again, that is a confirmation of fact, not an expression of opinion. The misrepresentation of a fact is grounds to set aside a transaction and/or recover damages, and here the TPG and the seller are both representing that this card is unaltered, regardless of whether they expressly state those words. "No returns accepted" does not cut it, and I if seller wants to take the position of caveat emptor on the basis of those three words, well, I'll take my chances with a judge on that.