Very frustrating...this is exactly why eBay can charge 10% fees for using its services; it seems like a lot, but it's worth it for the peace of mind.
Good luck...what kind of collection, may I ask, did you attempt to purchase?
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Check out my eBay listings for vintage graded baseball. BIN items are no more than 105% of VCP Average, auctions start at no more than 90% VCP Average. Refunds available on all sales. Buy and bid with confidence! 
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