You are correct. Excellent means no creases and normally light corner wear. Your trade partners may need to be reminded before they send you subpar cards.
It could have a surface wrinkle, which is a crease on the front or back that doesn't go all the way through the card, but some people think those max out at VG-EX.
Centering can be independent of condition. Most people will say their cards are NM with OC or MC for miscut.
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PWCC: The Fish Stinks From the Head
PSA: Regularly Get Cheated
BGS: Can't detect trimming on modern
SGC: Closed auto authentication business
JSA: Approved same T206 Autos before SGC
Oh, what a difference a year makes.
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