I'm sure if I was to think about it longer, I could come up with many more, but these were the first to come to mind. I almost always take a loss when I:
1) BIN from Ebay or a retail dealer
2) try to flip low-grade cards
3) buy a card with the intention of upgrading it
My wife spends all her money on clothes and weird face creams. With that in mind, even if I take a 75% loss on something, it's still 25% more than her return, plus my cards never run out or go out of style. As mentioned, I consider any loss to be just the cost of the joy of having owned it.
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Items for sale or trade here UPDATED 3-16-18
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