I agree that there's no way Eddie Collins belongs in a tier with Lajoie. He's treated as a mid-tier HOFer by the market, despite his great stats. Below are the current SMR prices for a PSA 5 of each T206 card of these players, grouped by the OP's suggested tiers. Clearly Cobb is in a class of his own, followed by Young and WaJo. Matty could arguably go in that second tier as well, and Speaker is not far behind. After that comes Lajoie, then Tinker-Evers-Chance, then (arguably) one tier containing the rest of these players, including Collins. Some other players would also belong in that tier, like Home Run Baker ($450 for a PSA 5, higher than Collins). Of course, SMR prices don't necessarily correspond directly to the market (you could probably double most of them), but they seem to be a reasonably accurate measure of relative value.
Cobb green: 15,000
Cobb red: 5,750
Cobb bat on: 5,750
Cobb bat off: 5,500
Young portrait: 3,500
Young bare hand: 1,950
Young glove: 1,750
WaJo portrait: 3,000
WaJo hands at chest: 1,650
Matty portrait: 3,000
Matty white cap: 1,750
Matty dark cap: 1,350
Speaker: 1,350
Lajoie portrait: 750
Lajoie bat: 625
Lajoie throwing: 550
E. Collins: 425
M. Brown Cubs: 485
M. Brown portrait: 475
M. Brown Chicago: 425
Walsh: 525
Joss portrait: 500
Joss hands at chest: 425
Keeler portrait: 650
Keeler bat: 550
Wheat: 500
Chesbro: 450
Crawford throwing 400
Crawford bat: 375
Bender portrait: 450
Bender trees: 400
Bender no trees: 375
Tinker portrait: 700
Tinker knees: 600
Tinker bat off: 495
Tinker bat on: 495
Evers portrait: 575
Evers Cubs: 515
Evers Chicago: 490
Chance yellow: 575
Chance red: 550
Chance batting: 450
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