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Jim VBI agree, Barry. Here's a non-baseball example. I have a set of 1948 Bowman Basketball cards thay have been in my possession since before PSA, or any other graders existed. (They were my dad's.)
Several cards in the set are mis-cut and would probably have trouble grading. But it's clear that the miscuts are factory, because they are identical.
But if I send the Mikan in, I would anticipate it getting rejected for being "trimmed" or "cut from a sheet". As long as I'm not trying to sell, I don't care. But someday, my kids might care. For now, they'll stay ungraded.
