I think most people on this thread are in agreement with what most people are saying. When I'm buying cards I don't care what holders they are in SGC/PSA/BVG. Im buying the card and use grade as a guide not the primary reason I am buying that card. I use SGC to grade cards I'm submitting for all the reasons I stated above. But if I had any real high end cards I was planning on selling (ie PSA 9 Mantle) it's PSA all the way.
But the cards I have range under $250. I think the ROI people are talking about applies to my collection as well so I'll go with SGC.
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