Bryan, in your example, it doesn't matter. It won't affect the grade. Basically what will happen is if your card grades at a level where it should've been at a higher service tier, PSA will contact you, and say that because this card was given this grade, you will need to pay the difference to put the card at the next service tier. (If the card came w/ others at that same service level, it can still be sent in the same return shipping package.) Since the card got the higher grade, you will be happy to pay that extra charge. I read about this occurring on the PSA forum where someone got a 1986 Fleer Jordan graded a 10. The submitter was very happy to pay the extra charge, of course.
In addition, if the card is borderline, they won't charge you extra. For example, if you submit the card at the under $500 level, and after grading, according to VCP, the card's value is ~$700, they're not going to charge you the next service tier's grading fee. It would only be if the new value is substantial like the $3000 in your example.
If it's obvious that the card does not belong in that tier, then I think the TPG will contact you even before they grade the card. For example, if you are submitting T206 Planks at the declared value under $100 level, the TPG will contact you and say you need to move this card to a different submission.
Last edited by glchen; 10-09-2015 at 11:59 PM.
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