Actually, the insurance available for cards usually covers them in a SDB, and usually to the full limit of liability at each SDB you have. Insurers absolutely love it if you keep insured items in a SDB because the likelihood of loss from theft is virtually nil but the policy premium stays the same as though they were at your home.
I've had a SDB for 30+ years for my favorite/best cards. I tend to visit them once a month or so. For me it is a cheap way to be sure that any catastrophic loss at my home--such as a fire--doesn't destroy everything.
As for humidity, bank vaults are typically climate controlled. I put a few of the silica dessicant gel packs into my SDB just in case.
Last edited by Exhibitman; 08-19-2013 at 11:41 AM.
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