I didn't read all the responses but if your father is the only name on the box and he dies you will be allowed into the box without an estate being opened. The cards may very well be deemed your fathers property and subject to inheritance. If both your names are on the box you may have to pay inheritance tax on half of the contents. These are PA estates laws so I would check Minn law and how it may effect the box contents if your father dies.
I had a box for years never had a problem. Just didn't have enough in it to keep it.
Good luck with it
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