I agree about the factory sets. There is no point or economic advantage to buying packs now except for the chase cards. It is pretty much like buying a scratchers ticket, buying the chance and what is left is garbage. I was thinking the other day how easy it would be for Topps to not produce and sell the factory set. I am no business man, but I bet there would be a long term gain that would cover whatever short-term loss they'd have from not selling sets.
The only way I pick up cards for my son now is to buy "cast-off" boxes of commons. Packs are too expensive, and he's too young to care about insert cards anyway. And I can sometimes get a lot of jersey cards from ebay and make him a grab bag with an insert anyway.
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