Personally, I'm just a collector. Like many, I got back into collecting once I had some steady employment and a little disposable income. I think I've sold only one or two cards in the past couple years and that was because I was able to locate upgrades.
Leon's point about the number of "investors" in the hobby now would scare me a little if I was in it to turn a profit. We've seen a bull market for close to a decade or more now. I'm sure some of that money is going into collectibles. If the market turns and those investors are suddenly in need of cash, I could see the high-end market taking a nose-dip.
Of course, once the market/economy turned again, we'd probably see another influx of investors vs. collectors driving that high-end market up again. It's probably a cycle, like most things.
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