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Mike Williamsopens up many cans of worms, especially if a scan was provided. While I would honor a return, I would internally question the motive of the "buyer". Did he/she think they could crack it, then resubmit for a higher grade....did they have a buyer that suddenly fell through (now they're stuck with the card)....did they bid on a card they just couldn't afford....the list goes on and on. Now, if a seller had a "No Return policy"....would I bid? If it was in an SGC holder....I most likely would bid. Most other holders would scare me away. Bottom line for me....if I'm a seller, I accept the return and hope the jester of good will warrants additional business from the buyer. If I'm the buyer, the holder (and a decent scan) makes the decision an easier one.