I found something and have posted something that I think everyone needs a refresher course on. I got this from my REA catalog from last year. I am sure everyone is in agreement that Rob Lifson is one of the "good guys" in the collecting world, and I have not heard anyone say one negative word about him on the Net 54 board. That being said, please read article #17 on the below section from his auction book. This is the way that EVERY single auction handles graded cards.....