For me it would depend on the condition. If someone were selling me something purported to be a high-grade card, probably only a couple hundred dollars. There, I'd be more concerned about trimming, added color, etc.
If it was a low-grade card, I'd be more inclined to spend a little more if it was a type of card I'd handled before. In that case, I'd be mostly only concerned about authenticity/less about missing a significant flaw, and feel I could adequately determine that on cards I was familiar with. I've bought raw low-grade cards up to about $700.
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T201 (50/50)
T205 (208/208)
T206 (520/520)
T207 (200/200)
E90-1 (118/121)
E90-3 (20/20)
E91A/B/C (96/99)
E93 (17/30)
E95/96 (26/55)
C59-61 (149/248)
N28/N29 A&G (84/100)
1901-02 Ogden Tabs (1,327/1,560)
1933-41 Goudey (265/478)
1939-41 Play Ball (381/473)
Complete: E47, E49, E50, E75, E76, E229, K4, N88, N91, R136, T29, T30, T38, T51, T53, T68, T73, T77, T118, T218, T220, T225, W512, W513, W542, W552, W565, Dozens of smaller uncategorized sets
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