I'm a very anal person and analyze the hell out of things like this topic and here is my logic:
PP gift is eligible for "family and friends" per their policy, not mine. On ebay I would never do gift, ever. On net54 I will do gift every time. You guys meet my definition of "friend" as I can trust you, some of you guys actually look out for me, I have communicated with several of you several times and if I bumped into a guy wearing a net54 shirt on the street, I certainly would say hi and be excited to talk to them. I feel comfortable w/o any coverage in the transaction and thats what it is for, per THEIR policy. To use someone's service you must abide by their rules, I consider that ethical irregardless of the law as I feel law and the history of law sheds shadow on ethic debates (I'm not bashing laws either, but ethics are a different issue).
The fact that their billion dollar companies, monopoly, etc is irrelevant to me but all about "taking down the man" too so to each their own. I'd be willing to pay other ways as well but pp gift is sooo easy.
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