There has never been much room in my budget for pricey vintage baseball cards. So therefore I have never had a budget. But I've always had a goal: to eventually take in more money than I have paid out. So while I do look for bargains on cards that I will keep, I also look for deals on cards I intend to flip for a decent profit. I started from scratch, and my collection has been growing for 12 years now. It seems to be working because right now, overall, I'm about $2500 in the hole on a collection that is worth well over $30,000 in strictly vintage cards (1887-1974).
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